Accidents
If your pup gets injured, Fetch has their back — and yours, too.
Emergency vet visits
Hospital stays
Cuts & scratches
Swallowed objects
Broken teeth
Broken bones
Bite wounds
Poisoning
Online vet visits
Seaside Pups × FETCH PET INSURANCE
Protect Your Pup.
Protect Your Pup.
From Day One.
Seaside Pups has partnered with Fetch Pet Insurance, the most complete coverage in the U.S. and Canada, so your puppy is protected the moment they join your family.
Seaside Pups families receive a 10% Lifetime Discount
Coverage Built for the Unexpected
Most pet owners don't think about insurance until the vet bill arrives. Fetch is designed for the unexpected: accidents, illnesses, surgeries, and chronic conditions, reimbursing up to 90% of covered costs so you can focus on your dog's recovery, not the bill.
Unlike other providers, Fetch covers expenses most companies charge extra for or skip entirely: sick-visit exam fees, every adult tooth, behavioral therapy, breed-specific hereditary conditions, and telehealth visits.
Seaside Pups recommends enrolling as early as possible, before any health conditions develop, so your puppy receives the broadest possible coverage throughout their life.
Up to 90%
VET BILL REIMBURSEMENT
Any Vet
NO NETWORK RESTRICTIONS
$1,000
TELEHEALTH COVERAGE / YR
10%
LIFETIME DISCOUNT
See What the Experts Are Saying
“The most comprehensive pet insurance”
“Our pick for comprehensive coverage”
“Standout feature is its coverage for dental & alternative therapies”
Fetch covers what others charge extra for
or don't cover at all
Every tooth covered
Injury and disease in every adult tooth is covered — not just the canines.
Breed-specific issues covered
Not all providers cover hereditary conditions linked to breed. Fetch does.
Exam fees covered
Every sick visit comes with an exam fee of up to $300 — Fetch covers those for you.
100% reimbursement on qualifying meds†
Get exclusive savings on thousands of pet meds through Fetch's online pharmacy.
Fetch Health Perks
Access $1,500+ in members-only savings on products that help pets live healthier lives.
Up to $1,000/yr in online vet visits
Members get 24/7 access to licensed veterinarians — anytime, anywhere.
SIMPLE PROCESS
How Fetch Works
Getting reimbursed is straightforward. Visit any vet, submit a claim through the app, and receive your reimbursement, typically within 10 days.
Enroll Your Pup
Choose your deductible, reimbursement rate, and annual limit. Fetch covers dogs and cats 6 weeks and older with no upper age limit.
Visit Any Vet
See any licensed vet, specialist, or emergency clinic in the U.S. or Canada. Pay your bill at the appointment as normal.
Submit a Claim
Photograph your vet documents and submit your claim through the Fetch app or website in minutes. Claims are accepted up to 90 days after treatment.
Get Reimbursed
Once approved, Fetch reimburses up to 90% of your covered bill, typically within 10 business days of receiving all claim documents.
Your Fetch quote includes all monthly taxes & fees
When you're comparison shopping, other providers may not show these costs and look cheaper until checkout.
BEST CARE FOR YOUR PUPPY
Worry about getting the Best Care,
Worry about getting the Best Care,
Not the Bill from the Vet!
Speciality Care
visits can range from
$1,000–$15,000
Growing number of speciality facilities to care for pets just like human medicine; why would you insure your kids, but not your pet.
Accidental Injury
visits can range from
$1,000–$2,500
No matter how careful or responsible we are, our puppies could fracture their leg by jumping out of your kid's arms, falling down stairs and more.
1 in 3 Pets
will need EMERGENCY VET
treatment within a given year
ER services can run $2,500/night. If they eat a toxic food (mushroom, onion, grape), pick up a virus from surroundings, eat a toy or object off of the floor, or get stepped on.
ENROLLMENT TIME
When Should You Sign Up?
As soon as you reserve your new puppy, it's a good idea to get coverage in place. We protect against new illnesses and accidents, so starting early gives you the best protection.
If you wait until your pet is already sick or injured, those conditions won't be eligible for coverage. Beginning a policy while your puppy is young and healthy helps ensure access to the most benefits throughout their life.
PREVENTIVE CARE
+ Add Fetch Wellness Plan
Fetch Wellness is an optional add-on to any accident and illness plan. It covers routine and preventive care: the planned visits and vaccines that keep your dog healthy year-round, with no deductible and no copay.
Choose from three tiers based on how much preventive coverage you want. Wellness coverage activates immediately with no waiting period.
Essentials
from $10 / month
Annual wellness exam: $30
Bordetella / FELV vaccines: $10
DHLPP / FVRCP vaccines: $10
Rabies vaccine: $10
Lyme / FIP vaccines: $10
Heartworm, flea & tick prevention: $30
Heartworm test: $10
Dental cleaning / spay / neuter: $175
Blood test: $10
Urinalysis: $10
Fecal test: $10
Advantage
from $20 / month
Annual wellness exam: $50
Bordetella / FELV vaccines: $20
DHLPP / FVRCP vaccines: $20
Rabies vaccine: $20
Lyme / FIP vaccines: $20
Heartworm, flea & tick prevention: $50
Heartworm test: $25
Dental cleaning / spay / neuter: $200
Blood test: $25
Urinalysis: $25
Fecal test: $25
Anal gland expression: included
Prime
from $30 / month
Annual wellness exam: $50
Bordetella / FELV vaccines: $25
DHLPP / FVRCP vaccines: $25
Rabies vaccine: $25
Lyme / FIP vaccines: $25
Heartworm, flea & tick prevention: $60
Heartworm test: $30
Dental cleaning / spay / neuter: $250
Blood test: $30
Urinalysis: $30
Fecal test: $30
Anal gland expression: included
Behavioral exam: included
Health certificate: included
Activity monitor: included
Fetch Wellness is available in all U.S. states & Canada. New & improved plans are coming soon to all states. Get a free quote to see the Wellness coverage in your area. Pricing varies by state and province.
Seaside Pups Insurance program is managed by Fetch Pet Insurance, protecting over 600,000 pet parents.
†Subject to deductible and policy limit; applies to qualifying medications purchased from Fetch Pet Rx. All orders from FetchPetRx.com are fulfilled by Allivet. Allivet is a fully licensed pharmacy, licensed to sell pet prescription medication in all states. By purchasing Fetch Pet Insurance, you acknowledge and agree that to qualify for the waived copay, you must use FetchPetRx.com (orders fulfilled by Allivet) or Allivet.com, as the designated preferred pharmacy noted in the Terms & Conditions.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services, LLC in Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit fetchpet.com. ©2026 Fetch, Inc.
This information is descriptive only. Policy activation periods, risk free cancellation terms, waiting periods, limitations, exclusions to coverage and other terms and conditions vary by state or province and are subject to change without notice. Please see your policy for full terms and conditions of coverage. If there is any conflict between the policy and this product information, the provisions of the policy shall prevail.
Discounts subject to approval and are subject to change at any time. Maximum available discount is 10%. Discounts may not be available in all states. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Cost of care is representative of claims from dogs across North America and are shown in U.S. dollars.
Most complete pet insurance according to Forbes Advisor, March 2025. Based on a comparison of top pet insurance companies on pet.advisor.forbes.com. Forbes Advisor is a Fetch partner. Most comprehensive and most extensive coverage according to Consumers Advocate, January 2023. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on consumersadvocate.org. Consumers Advocate is a Fetch partner. Market Watch and Rover are also Fetch partners.
For policies purchased in LA or NH, the installment fee is waived for the first payment and applied to all remaining payments.
Fetch Wellness is insurance coverage added by endorsement to the core injury and illness policy, if purchased. It is not a “Wellness Program” meaning a subscription or reimbursement-based program that is separate from an insurance policy.
Fetch Deals offers access to savings on health and wellness products and services that policyholders may purchase from independent vendors, which are not covered benefits under your policy. Fetch does not recommend, endorse, warrant or guaranty any specific vendor, product or service available under or through the Fetch Deals program or site. Fetch Deals is not insurance and is not provided by AXIS Insurance Company. The service discounts described on this page are not insurance and are not affiliated with AXIS Insurance company.
Seaside Pups is not an insurer and is not engaged in the business of pet insurance. * Policy Discount not available to customers in the following states: FL, TN, HI
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